**Writing Prompt:**
As the housing landscape continues to evolve, first-time homebuyers need all the guidance they can get. With the upcoming Bay County First-Time Homebuyer Seminar, now is the perfect time to dive into the important topics and insights that will be shared during this online event. Craft a warm, inviting round-up article that not only highlights the seminar’s key themes—like budgeting, financing, and house hunting—but also encourages potential attendees to take advantage of this opportunity. Consider including tips from expert Michelle Smith, and perhaps weave in testimonials or success stories from past participants to illustrate the seminar’s impact. Let’s help future homeowners feel empowered and knowledgeable as they embark on their journey to buying a home!